Borrowing Power


How much can I borrow?

The amount you can borrow will depend on a number of factors including the size of your deposit, your income, expenses and credit score. Understanding what lenders may be willing to lend you can help you to refinery your search and bid with confidence.

This calculator can provide you with an indication of the amount you may be able to borrow based on your current circumstances. Keep in mind that different lenders will have different ways of determining how much it will lend you, which can be tens of thousands of dollars apart.

Your Loan Market broker will work with you to understand your situation and goals and recommend the lenders that are right for you. They can also help you to get pre-approval from your chosen lender to give you confidence and a competitive edge when making an offer.

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Understand how much money you have coming in compared to what you spend using this calculator to help you identify where you could save.

Find out how much sooner you could pay off your loan and how much you might save in interest by using an offset calculator.

Understand the amount you will need to pay your lender before you apply for a home loan and ensure you can comfortably meet your repayments.