
Why rate rises have been lower than expected
The average interest rate charged on home loans has, surprisingly, increased by less than the series of cash rate hikes during 2022 and 2023.
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The average interest rate charged on home loans has, surprisingly, increased by less than the series of cash rate hikes during 2022 and 2023.

If you’re now looking to buy, or even refinance your existing loan, there are a few ways to increase the chances of your loan application being approved.

The federal government’s Home Guarantee Scheme (HGS) is helping an increasing number of Australians break into the market, research from Housing Australia has found.