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Picture of Shay Waraker

Shay Waraker

Shay is the Content Manager at Loan Market and brings over a decade of experience in copywriting spanning Australia, the UK and Europe. Her furious fingers have typed content for Canstar, Lloyds Banking Group, Quest newspaper The Wynnum Herald, The Courier Mail and The Prague Post along with a large number of clients.
  • Picture of Shay Waraker Shay Waraker
Federal Budget

Federal Budget 24/25 – what does it mean for you?

Federal Treasurer Jim Chalmers presented the federal budget for 24/25. Here are some of the key measures that may impact you....
  • May 15, 2024
  • - 4 min read
  • Market Update, Refinancing
  • Picture of Shay Waraker Shay Waraker
Buying investment property

Buying an investment property

Want to know how to buy a property? We have a look at what to look for, how much deposit you need and more....
  • May 10, 2024
  • - 4 min read
  • Investment Property
  • Picture of Shay Waraker Shay Waraker
Cash Rate Meaning

What is a cash rate and what does it mean for me?

News outlets regularly report on the cash rate and its movements. But what is it and how does it impact you?...
  • April 4, 2024
  • - 4 min read
  • First Home Buyer, Market Update, Refinancing
  • Picture of Shay Waraker Shay Waraker
2024 cash rate predictions

February Cash Rate: Property and cash rate predictions for 2024

Before 2023 fades from the rearview mirror, we wanted to take a second to turn back and look ahead at what 2024 might bring....
  • February 6, 2024
  • - 4 min read
  • Market Update, Refinancing
  • Picture of Shay Waraker Shay Waraker
Pre-approvals for First Home Buyers

The ins and outs of home loan pre-approvals

Getting pre-approval for your home loan can give you an understanding of your borrowing power and confidence to start bidding....
  • January 10, 2024
  • - 4 min read
  • First Home Buyer
  • Picture of Shay Waraker Shay Waraker
December 2023 cash rate

December 2023 Cash Rate: Is 2024 the year to buy property?

2023 hasn’t been an easy year for homeowners or ambitious first-home buyers, however there are a number of reasons why 2024 could be a good year to purchase property....
  • December 5, 2023
  • - 4 min read
  • First Home Buyer, Market Update
  • Picture of Shay Waraker Shay Waraker
Aboriginal Australian student laptop

8 ways to strengthen your loan application

If you’re now looking to buy, or even refinance your existing loan, there are a few ways to increase the chances of your loan application being approved....
  • November 7, 2023
  • - 4 min read
  • First Home Buyer, Market Update
  • Picture of Shay Waraker Shay Waraker
Cash Rate Impact

Tips to tackle spring selling season

Whether you are adding to your portfolio or starting your house-purchase journey, here are some tips to help you bid in spring selling season....
  • October 3, 2023
  • - 4 min read
  • Market Update
  • Picture of Shay Waraker Shay Waraker
Savings interest calculator

Positive and negative gearing: pros and cons

If you invest in property, it could be positively or negatively geared. Here we’ll break down the difference between the two....
  • September 18, 2023
  • - 4 min read
  • Investment Property
  • Picture of Shay Waraker Shay Waraker
Asian woman studying at home

5 important considerations before refinancing

Many homeowners are feeling the squeeze from higher repayments. We explore five important factors to consider before refinancing....
  • September 5, 2023
  • - 4 min read
  • Market Update, Refinancing
  • Picture of Shay Waraker Shay Waraker
Cash Rate Pre-Approvals

Are pre-approvals worthwhile in a changing-rate environment?

With the uncertainty around the future of interest rates, we are regularly asked about limitations around pre-approvals....
  • August 1, 2023
  • - 4 min read
  • First Home Buyer, Market Update
  • Picture of Shay Waraker Shay Waraker
July cash rate serviceability buffers

Could changed serviceability buffers help refinancers?

Some lenders are reducing what is called a ‘serviceability buffer’, making it easier for some borrowers to meet the criteria to refinance....
  • July 4, 2023
  • - 4 min read
  • Market Update, Refinancing
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How can we help?
  • Buying Your First Home
  • Refinance Your Home Loan
  • Investing in Property
  • Buying Your Next Home
  • Personal and Car Loans
  • SMSF Loans
  • Commercial Loans
  • Construction and Renovation Loans
  • Compare Utilities
  • Insurance
  • Working with a broker
  • Buying Your First Home
  • Refinance Your Home Loan
  • Investing in Property
  • Buying Your Next Home
  • Personal and Car Loans
  • SMSF Loans
  • Commercial Loans
  • Construction and Renovation Loans
  • Compare Utilities
  • Insurance
  • Working with a broker
  • Find A Broker
  • Compare Loans
  • Calculators
  • News
  • Careers
  • Contact Us
  • Find A Broker
  • Compare Loans
  • Calculators
  • News
  • Careers
  • Contact Us
  • Franchise Privacy Policy
  • Terms and Conditions
  • Feedback and Complaints
  • Aggregator Reporting
  • Franchise Privacy Policy
  • Terms and Conditions
  • Feedback and Complaints
  • Aggregator Reporting
Connect with us
Call 13 56 26

Our Customer Care team is available weekdays, 8:30 AM to 5:30 PM.


Find a broker

With over 650 mortgage brokers throughout Australia, we’ve likely got someone just around the corner from you. 


Work for Loan Market

Looking for a career change? We’re committed to working with you to achieve your goals.


Send an email to
customercare@loanmarket.com.au to get in touch.

@LoanMarketAU

@loanmarket

@LoanMarketAustralia

©2023 Loan Market

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The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.

*Your broker may charge a fee to cover additional time required by their team. Any fees will be discussed with you in advance so you can make an informed decision before proceeding with your application.