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Picture of Shay Waraker

Shay Waraker

Shay is the Content Manager at Loan Market and brings over a decade of experience in copywriting spanning Australia, the UK and Europe. Her furious fingers have typed content for Canstar, Lloyds Banking Group, Quest newspaper The Wynnum Herald, The Courier Mail and The Prague Post along with a large number of clients.
  • Picture of Shay Waraker Shay Waraker
Lenders cashbacks plan

Some lenders plan to scrap cashbacks

Refinancing cashback deals may become a thing of the past, after several big banks and smaller lenders announced they plan to phase them out....
  • June 22, 2023
  • - 2 min read
  • Market Update, Refinancing
  • Picture of Shay Waraker Shay Waraker
Lower interest rate reasons

5 reasons you may be able to get a lower interest rate

There are a number of things that lenders look at when considering your interest rate. Here are ways you may be able to get a lower rate....
  • June 6, 2023
  • - 2 min read
  • First Home Buyer, Market Update, Refinancing
  • Picture of Shay Waraker Shay Waraker
Small business owner

How do lenders calculate my income?

If you are self-employed and want to take out a home loan, how do lenders calculate your income when assessing your application?...
  • May 30, 2023
  • - 2 min read
  • Commercial, First Home Buyer
  • Picture of Shay Waraker Shay Waraker
ACCC fake bank warning

ACCC issues warning about fake bank messages

Australia's consumer watchdog has sounded the alarm about sophisticated bank impersonation scams that have claimed a number of peoples’ life savings....
  • May 25, 2023
  • - 2 min read
  • Market Update
  • Picture of Shay Waraker Shay Waraker
Federal Budget 23-24 what does it mean for me

Federal Budget 23/24 – what does it mean for me?

The Federal Government last night handed down its 23/24 Budget. Here are key points that may impact you....
  • May 10, 2023
  • - 2 min read
  • Buying Next Home, First Home Buyer, Market Update
  • Picture of Shay Waraker Shay Waraker
Cash Rate Impact Loans

Does the cash rate impact car and personal loans?

If you have a car loan, you may be impacted if the cash rate increases. We explain....
  • May 2, 2023
  • - 2 min read
  • Market Update, Personal and Car Loans
  • Picture of Shay Waraker Shay Waraker
Australian banking system strength

What happens if a bank collapses?

There have recently been some international high-profile banks collapsing - so what is the likelihood of this happening in Australia?...
  • April 20, 2023
  • - 2 min read
  • Market Update
  • Picture of Shay Waraker Shay Waraker
Rate lock how does it work

Rate lock: how does it work?

A rate lock is an optional feature that may be available to applicants of fixed-rate home loans....
  • April 14, 2023
  • - 2 min read
  • First Home Buyer
  • Picture of Shay Waraker Shay Waraker
Lenders cashbacks plan

When should you consider refinancing?

New data from the Australian Bureau of Statistics (ABS) has revealed that a large number of borrowers throughout the country are refinancing their home loans....
  • March 27, 2023
  • - 2 min read
  • Market Update, Refinancing
  • Picture of Shay Waraker Shay Waraker
Is debt consolidation worthwhile

Could debt consolidation be worthwhile?

Have you considered consolidating your debt? This can be beneficial for a number of reasons but it may not be right for everyone. We explore....
  • March 7, 2023
  • - 2 min read
  • Market Update, Refinancing
  • Picture of Shay Waraker Shay Waraker

New vs used car: which is right for you?

Refinancing cashback deals may become a thing of the past, after several big banks and smaller lenders, including Commonwealth Bank, NAB and Bankwest, announced they planned to phase out the incentive....
  • January 24, 2023
  • - 2 min read
  • Personal and Car Loans
  • Picture of Shay Waraker Shay Waraker
First Home Buyers Reasons

4 reasons now is a good time for first-home buyers (even with an increased cash rate)

The cash rate has continued to increase, but there are a number of reasons why this could be a good time to enter the property market....
  • December 6, 2022
  • - 2 min read
  • First Home Buyer, Market Update
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How can we help?
  • Buying Your First Home
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  • Investing in Property
  • Buying Your Next Home
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  • SMSF Loans
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  • Construction and Renovation Loans
  • Compare Utilities
  • Insurance
  • Working with a broker
  • Buying Your First Home
  • Refinance Your Home Loan
  • Investing in Property
  • Buying Your Next Home
  • Personal and Car Loans
  • SMSF Loans
  • Commercial Loans
  • Construction and Renovation Loans
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  • Find A Broker
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  • Franchise Privacy Policy
  • Terms and Conditions
  • Feedback and Complaints
  • Aggregator Reporting
  • Franchise Privacy Policy
  • Terms and Conditions
  • Feedback and Complaints
  • Aggregator Reporting
Connect with us
Call 13 56 26

Our Customer Care team is available weekdays, 8:30 AM to 5:30 PM.


Find a broker

With over 650 mortgage brokers throughout Australia, we’ve likely got someone just around the corner from you. 


Work for Loan Market

Looking for a career change? We’re committed to working with you to achieve your goals.


Send an email to
customercare@loanmarket.com.au to get in touch.

@LoanMarketAU

@loanmarket

@LoanMarketAustralia

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The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.

*Your broker may charge a fee to cover additional time required by their team. Any fees will be discussed with you in advance so you can make an informed decision before proceeding with your application.